Pension advice

For many people, anything to do with pensions is still too complicated. Our pension consultants offer you insight into pension issues in a transparent and clear manner. We then give you objective and clear advice.

Neutral and objective

Because we work exclusively based on an hourly rate, you are guaranteed a completely independent outcome. In our work we distinguish between two areas: the (collective) pension scheme for employees and your self-managed pension scheme as director and major shareholder (DGA).

Pension scheme for employees

We find it important that any pension scheme for employees is geared to your company. The pension scheme usually represents a serious costs item, so good advice can quickly save you a pile of money and risks. Now, but also in the future. We can act as your expert negotiating partner at the moment when your present insurance policy comes up for renewal, or when you plan to take out a new policy. In addition, we’ll be happy to support you in implementation of pension schemes with actuarial calculations, forecasts and assessment of offers from insurers.

• We’ll be happy to support you in
• Setting up or adjusting pension schemes
• Pension quick-scan (including assessment of policy terms and conditions)
• Support in contract negotiations
• Information to employees
• Legal support
• Due diligence

Self-managed pension

Do you regard your business as your pension too? A self-managed pension is not actually a real pension, but a tax deduction item. A deduction item that can entail some risks too. But we are perfectly able to limit those risks for you and have your self-managed pension scheme also produce a real pension. We can optimise your provisions and adjust them entirely to suit your financial situation and needs.

We’ll be happy to advise you in

• Setting up a self-managed pension scheme
• Risk check
• Fiscal optimisation of your scheme
• Annual pension overviews
• Financial retirement planning

Want more information about our pension services?

Then feel free to contact an office of Koenen en Co.